Financial Aid and Important Information You Need for Beauty School

Financial Aid

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FAFSA

Free Application for Financial Aid (FAFSA) – These documents are used to determine what amount, if any, a family (and that means both parent and student) can contribute to the annual cost of attendance. The formulas consider a variety of family circumstances when determining eligibility. Every student is eligible to apply, and should consider this application for cosmetology scholarships and financial aid.

USEFUL RESOURCES

Direct Loan Basics for Students

Direct Loan Basics for Parents

Direct Consolidation Loan

Beauty Changes Lives 

NET PRICE CALCULATOR-FAFSA4caster

Clery Act & Drug/Alcohol Policy

Megan’s Law

Bureau of Justice Statistics

College Navigator

Constitution Day

Types of Financial Aid for Beauty Career Education

Grants

A grant is money that you will not have to pay back. Unlike loans, grants consist of free money that can be used to pay for school. Grants usually come from the state, the government or the college that you are attending. Completing the Free Application for Federal Student Aid (FAFSA) is a great starting point if you are in need of financial aid for college.

Scholarships

Scholarships are granted because you do not have to pay it back. Students usually receive scholarships because they did something special. Reasons can include getting good grades, doing well in sports, providing community service, etc.

Work-study Scholarships

Work-study scholarships allow students to work in part-time jobs to earn money for college. Work-study is different than having just any job because these programs help students gain experience related to the program they study in school.

Loans

A loan is money you borrow from a lender. Loans can come from public lenders such as the Department of Education or private lending companies (e.g. banks, credit unions, etc.). See the two main types of loans below:

  • Subsidized Federal Direct Loan

    A Subsidized Federal Direct Loans has a variable interest rate. Eligibility is based on financial need. This is a loan that must be paid back. If you are eligible for the cosmetology scholarships, you may borrow once per academic year as long as all the required paperwork has been completed. The federal government pays the interest on a Subsidized Federal Direct Loan while you attend school, during the grace period (first six months after you leave school), and during periods of deferment. Your first payment is due six months after you leave school.

  • Unsubsidized Federal Direct Loan

    An Unsubsidized Federal Direct Loans has a variable interest rate. This is a loan that must be paid back. You are responsible for the interest that accrues on the Unsubsidized Loan while you are in school and during your grace period. Your first payment is due six months after you leave school unless you choose to pay the interest on this loan while you are in school.

Climb

We’ve recently partnered with a student lending company, Climb. They have a simple online application and you can find our if you’ve received a loan in just minutes. Learn more HERE.

Accreditations

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BarberCosmo

The Board of Barbering and Cosmetology serves to ensure safety and health to students by enforcing the laws of the Beauty and Barbering Industry. Any information on State Licensing, state board exams, and requirements can be found here.

cosmetology scholarships

BPPE

The Bureau for Private Postsecondary Education exists to promote and protect the interests of students and consumers.

cosmetology scholarships

National Accrediting Commission of Career Arts and Sciences (NACCAS)

American Beauty College has met the national standards of educational performance and is a NACCAS accredited school. NACCAS is recognized by the U.S. Department of Education as a national agency for the institutional accreditation of postsecondary schools, departments of cosmetology arts, and sciences, including specialized schools.

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Juana Roman

Juana is the voice behind the vision of American Beauty College. She has been a cosmetologist since the age of sixteen. She owned two salons by the age of twenty-one, and finally a School Owner in 1976 at the age of twenty-seven. With perseverance and dedication, this remarkable woman has created a successful and fruitful life in the Beauty Industry.

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Jennifer Roman

Jennifer Roman is the eyes and ears at American Beauty College. Practically born into the industry, by the time she was four years old she was a hair model for various beauty expos, and events. During her middle and high school years, she was a hair stylist and make-up artist to her friends and family, which led to her own successful business as a professional make-up artist. She graduated from the University of California, Irvine, in 2012 and has thus brought her innovative knowledge, experience, and creativity to American Beauty College.

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Jose Munoz

Jose Munoz has been a part of the beauty industry since 1979. He serves as a consultant for various Cosmetology and Barbering schools throughout California. As the compliance director at American Beauty College, his expertise and knowledge are a great asset and addition to our team.

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Claudia Ruiz

Claudia Ruiz has been a cosmetologist since the age of twenty. After about a year of working in a salon, she decided she wanted to become a Teacher and completed her Teacher Trainee hours. While teaching, she continued her work practicing as a cosmetologist. She’s had the opportunity to work on the TV series “Roswell” on the Warner Bros. network, also had an opportunity to work with Sylvester Stallone’s stunt double. Claudia’s favorite aspect of her career is giving back to the community. She loves helping people feel great about themselves by giving them a touch of her cosmetologist and barber skills with some TLC.

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Angelyne Roman

Angelyne Roman is in charge of Customer Service, and the administrative assistant here at ABC. In addition to her sixteen years of professional experience in quality customer service, she has had the advantage of continuous exposure to the beauty industry most of her life. She will always greet you with a smile, and go above and beyond to help you in any way possible.

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